Transaction integrity, fraud-flow testing, regulatory reporting validation, and PCI DSS-aligned coverage across consumer and institutional financial products.
Financial systems handle money. Defects have direct financial consequences. A pricing bug, a calculation error, or a timing mismatch in transaction processing translates immediately into real losses or regulatory exposure.
PCI DSS is the floor for anyone handling cardholder data. Beyond that, jurisdiction-specific frameworks apply: SOX for public companies, MiFID II for European trading, SEBI requirements in India, FINRA in US securities.
Transaction-handling logic has edge cases that aren't in the specification. Edge balances, retry behavior, partial failures, currency conversion timing, and reconciliation across systems all need explicit coverage.
Edge balances, partial failures, and retry scenarios surface only in production. Recovery is expensive.
Reports pass validation but drift from regulatory expectations between quarterly cycles.
Fraud detection rules tested against synthetic data. Real fraud patterns surface gaps the test set missed.
Testing happens but evidence isn't preserved for audit. Each annual audit requires re-running compliance coverage.
PCI DSS controls plus jurisdiction-specific requirements mapped to product surface.
Edge balances, partial failures, retry scenarios, and currency handling tested explicitly.
Fraud detection rule testing plus OWASP-aligned security coverage.
Report accuracy tested against the specific regulatory framework's requirements.
Compliance evidence library maintained across audit cycles with traceability matrix.
Payment authorization, settlement, refunds, and reconciliation tested against edge balances and partial failures.
Detection rule coverage, false positive analysis, and end-to-end fraud workflow validation.
Cardholder data flow, segmentation, encryption, and access control validation with documented evidence.
Report accuracy validation against jurisdiction-specific requirements with documented testing methodology.
Trading APIs, payment APIs, and partner APIs tested for OWASP API Security Top 10 coverage.
Market-open spikes, end-of-month batch loads, and tax-deadline surges tested with realistic scenarios.
A two-week testing audit including PCI DSS control review, transaction risk mapping, and a 90-day plan.